According to a report by N26, approximately 40% of freelancers in Spain face difficulties in paying their bills and financial commitments. These figures are worrying, as they reflect a challenging economic reality for a sector essential to the Spanish economy. Only 6% of freelancers surveyed report that they can meet their financial obligations without difficulty, which means that the vast majority are in a precarious situation in terms of financial well-being.
One of the most worrying aspects of the report is that 16% of freelancers are unable to cover their regular monthly expenses several times a year. These expenses include essential services such as electricity, water and even internet and mobile phone bills. Furthermore, only 20% of freelancers consider their main source of income to be constant and reliable, which adds uncertainty to their financial situations.
Despite these difficulties, the self-employed sector experienced notable growth during the month of September, with one of the largest increases in self-employed affiliations in the last decade. According to Social Security data, the National Federation of Self-Employed Workers Associations (ATA) reported a 0.2% increase in the number of affiliates between August and September, which added a total of 5,716 self-employed people in just one month.